# 55% of Indian employees can’t cover expenses if they lose job 2026-08-09T02:06:49+00:00 | Business & Economy | Indian Opinion Desk Corroboration: 1 independent outlet A new Finsafe India report finds that 55% of working professionals are not financially prepared to meet expenses if they lose their job, up from 51% last year. The survey of 4,532 employees shows that while stock market participation has risen from 46% to 58%, basic safety nets remain weak. Only 31% have both an emergency fund and adequate insurance, up from 26% a year ago. The consequences of job loss now ripple across entire households, the report says. Concern about supporting elderly parents nearly doubled from 16% to 30%, and 70% worry about retirement and children's education. Nearly half of employees rely solely on employer-provided insurance, which ends with the job. ## Coverage - businesstoday.in Tags: emergency savings, employee wellbeing, financial planning, Finsafe India, insurance, job loss Canonical: https://indianopinion.org/55-of-indian-employees-cant-cover-expenses-if-they-lose-job/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/55-of-indian-employees-cant-cover-expenses-if-they-lose-job/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.