6 करोड़ श्रमिकों के लिए मुफ्त पेंशन योजना: कार्ड बनवाने का मौका

Fast Summary

• The central government plans to introduce an Integrated Pension Scheme targeting the welfare of 6 crore laborers across India.
• Under the scheme, laborers will receive pensions after turning 60 without contributing financially. It differs from schemes like Atal Pension yojana, where beneficiaries contribute.
• The scheme accommodates interstate migration: contributions remain valid even if workers shift between states or districts.
• Funding for this pension plan may derive from construction-related cess, similar to approaches used for gig workers in platforms like Ola, Uber, Zomato adn Swiggy through company contributions.
• Registration is mandatory via the government’s e-Shram Card, which links workers’ records to Aadhaar and provides access to various benefits such as housing under PMAY (pradhan Mantri Awas Yojana) and life insurance up to ₹2 lakhs.

Indian Opinion Analysis

the proposed Integrated Pension Scheme could mark a notable leap toward securing social protection for India’s labor force, which frequently enough operates outside formal economic safeguards due to their unorganized sector status. By eliminating direct worker contributions,the initiative recognizes financial constraints faced by low-income groups while integrating contemporary funding mechanisms like construction cesses for fiscal sustainability.

This portability feature-allowing continuity in pension benefits despite state migration-acknowledges India’s growing mobility among laborers pursuing employment opportunities nationwide. Furthermore, leveraging existing e-Shram infrastructure shows promise in streamlining registrations while ensuring benefit accessibility across diverse welfare programs.

Though, effective implementation hinges on robust coordination among state governments and transparency regarding cess utilization-a previous area of concern highlighted in reports about unused funds at welfare boards. If executed well,this initiative could inspire similar approaches globally for informal sector upliftment while ensuring equitable workforce security within India.

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