# Apple Pay launches in India with Axis Bank cards

2026-10-01T09:01:37+00:00 | Technology | Indian Opinion Desk

Corroboration: 3 independent outlets

Apple Pay launched in India on 30 September, initially supporting Axis Bank-issued Visa and Mastercard credit cards. Eligible iPhones must be XR or later with iOS 18 or later, Apple Watch support starts with Series 6 running watchOS 11 or later, paired with an iPhone XR or later. Mac support will follow soon. To set up, open the Wallet app, tap the plus button, or add a card through the Axis Bank app. At payment, double-click the side or Home button, authenticate with Face ID, Touch ID or passcode, and hold the device near a contactless reader. Apple says the actual card number is never shared with merchants. Industry experts note that UPI accounts for over 80 per cent of digital payments in India and is unlikely to be displaced. Research Director Tarun Pathak of Counterpoint Research said a key factor will be how quickly other banks join, as that determines the addressable base. Hindustan Times quoted Apple's vice president Jennifer Bailey saying the RBI's move to support biometric authentication for card payments enabled the launch. Update, 1 October 2026: Hindustan Times reports Apple vice president Jennifer Bailey said the RBI's biometric authentication rule enabled the launch. It also notes that Zomato added Apple Pay to its payment methods within hours of the launch, and that Mac support will follow soon.

## Indian Opinion Analysis

All three outlets report Apple Pay's launch as a straight news story with identical facts. Business Today and Hindustan Times both emphasise the security features and setup steps, while Sentinel Assam leads with the UPI context and expert comments on limited displacement. Hindustan Times provides the most detail, including direct quotes from Apple's Jennifer Bailey and Axis Bank's Amitabh Chaudhry, and notes that Zomato added Apple Pay within hours. The coverage is uniform on facts, no outlet takes a critical or promotional stance. The balanced reading: Apple Pay enters a market dominated by UPI, with Axis Bank as the sole initial partner, and the next watchpoint is how many other banks adopt the service.

## Coverage

Coverage: 3 sources, 3 neutral
- businesstoday.in (neutral report) <https://www.businesstoday.in/latest/trends/photo/apple-pay-launches-in-india-the-axis-bank-cards-older-iphones-and-setup-steps-you-should-check-before-paying-559032-2026-10-01?utm_source=rssfeed>
  Straight how-to guide with no editorial slant
- sentinelassam.com (neutral report) <https://www.sentinelassam.com/more-news/national-news/apple-pay-debuts-in-india-where-upi-accounts-for-over-80-of-digital-payments>
  Focuses on UPI context and expert views, no advocacy
- hindustantimes.com (neutral report) <https://www.hindustantimes.com/business/decoding-apple-pay-vi-s-international-roaming-and-xiaomi-s-new-power-banks-101790842394673.html>
  Detailed launch report with executive quotes, no bias

This brief was synthesised by AI from the 3 sources linked above, so one read covers every framing they carry.

Tags: Apple Pay, Apple Watch, Axis Bank, iPhone, UPI
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Cite: https://indianopinion.org/apple-pay-launches-in-india-with-axis-bank-credit-cards/#story-in-brief

How this brief was made: an AI model read the reports linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. Stance labels are editorial classifications of how each outlet framed this story, assigned by the same model, not ratings of the outlets. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/
