# AU Small Finance Bank Q2 net profit jumps 53% to Rs 858 crore 2026-10-24T12:11:45+00:00 | Business & Economy | Indian Opinion Desk Corroboration: 4 independent outlets (5 source reports) AU Small Finance Bank reported a 53% surge in net profit at Rs 858 crore for the quarter ended 30 September 2026, up from Rs 561 crore a year ago, on the back of higher interest income. Total income rose to Rs 6,382 crore from Rs 5,224 crore, the bank said in a regulatory filing. Net interest income grew 32% to Rs 2,820 crore, and net interest margin expanded to 5.8% from 5.5%. Gross non-performing assets improved to 1.99% from 2.41% a year ago, while net NPAs moderated to 0.81%. Provisions fell to Rs 359.4 crore from Rs 480.8 crore in the year-ago quarter. Deposits grew 29% year-on-year to about Rs 1.70 lakh crore, and the gross loan portfolio rose 25% to Rs 1.54 lakh crore. The capital adequacy ratio declined to 18.54% from 18.78% a year ago. MD & CEO Sanjay Agarwal said the quarter's performance reflected the bank's steady build towards combining growth with profitability. ## Indian Opinion Analysis All four sources report nearly identical numbers from AU Small Finance Bank's regulatory filing, with the core metrics (53% profit growth, Rs 858 crore net profit, 1.99% gross NPA) consistent across every account. NDTV Profit leads with the profit growth figure and a brief mention of asset quality, while CNBC-TV18 adds a sequential comparison for NPAs and notes the stock fell 2.2% on Friday. Business Standard and The Hindu Business Line carry an identical wire-style report that includes the CEO's full statement. The coverage is uniform straight reporting with no discernible editorial slant, the only difference is the level of detail each outlet chooses to include. The key watch-item remains the bank's capital adequacy ratio, which edged lower to 18.54%, even as other metrics strengthened. ## Coverage Coverage: 3 sources, 3 neutral - ndtvprofit.com (neutral report) Straight factual summary of profit and asset quality - Syndicated copy - thehindubusinessline.com Full wire-style report with CEO comment - business-standard.com Same wire report as The Hindu Business Line - cnbctv18.com (neutral report) Adds sequential NPA and stock performance detail This brief was synthesised by AI from the 3 sources linked above, so one read covers every framing they carry. Tags: AU Small Finance Bank, Q2 earnings, Sanjay Agarwal Canonical: https://indianopinion.org/au-small-finance-bank-q2-net-profit-jumps-53-to-rs-858-crore/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/au-small-finance-bank-q2-net-profit-jumps-53-to-rs-858-crore/#story-in-brief How this brief was made: an AI model read the reports linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. Stance labels are editorial classifications of how each outlet framed this story, assigned by the same model, not ratings of the outlets. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/