# Bajaj Finance AI bots handle 71% of customer service, drive Rs 2,500 cr disbursements

2026-08-07T12:45:42+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 1 independent outlet

Bajaj Finance has reported that its AI bots now handle 71% of do-it-yourself customer service, contributing to Rs 2,500 crore in disbursements. Company executives said AI-driven voice bots are responsible for 17-18% of consumer personal loan originations. The firm plans to expand its AI unit from 230 to 400 employees and deploy custom AI models for small business lending in the coming months. The company aims to save costs by using proprietary AI models rather than expensive large language models. Chief Operating Officer Anurag Chottani said the firm ensures AI costs remain below those of human labor, with voice AI currently costing about one-third of human staff. Bajaj Finance targets doubling its digital platform business to Rs 1 lakh crore over the next year through AI-driven transformation.

## Coverage

- medianama.com <https://www.medianama.com/2026/08/223-bajaj-finances-71-customer-service-2500-crores-disbursements/>
- thehindu.com <https://www.thehindu.com/business/Industry/ai-handles-70-of-icici-lombard-insurances-customer-calls/article71301111.ece>

Tags: Artificial intelligence, Bajaj Finance, customer service automation, earnings call, fintech
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