# Bank of Baroda raises FD rates to 6.85% on 555-day scheme 2026-11-12T10:27:13+00:00 | Governance | Indian Opinion Desk Corroboration: 2 independent outlets Outlets counted: cnbctv18.com, economictimes.indiatimes.com Bank of Baroda has raised the interest rate on its 555-day special fixed deposit, the bob Golden Goal scheme, by 10 basis points from 11 November or 12 November 2026, depending on the source reporting. General customers now earn 6.85% on callable deposits and 6.90% on non-callable deposits. Senior citizens get 7.35% (callable) or 7.40% (non-callable), while super senior citizens aged 80 and above receive 7.45% and 7.50%, respectively. The revision applies to retail deposits below Rs 3 crore and leaves rates on all other tenures unchanged. Bank of Baroda follows several lenders including HDFC Bank, ICICI Bank, Kotak Mahindra Bank and Indian Overseas Bank that have revised FD rates in November 2026. Customers can open the deposit via the bob World app, internet banking or at a branch. Beena Vaheed, Executive Director at Bank of Baroda, said the move aims to offer higher medium-term returns and strengthen the bank's deposit base. ## Indian Opinion Analysis Economic Times reports the headline rate of 6.85% and the senior citizen rate of 7.35%, while CNBC-TV18 adds a non-callable tier that pays 6.90% for general customers and 7.50% for super senior citizens, giving a fuller picture of the product structure. Economic Times also names the scheme 'bob Golden Goal deposit Scheme (555 days)' but omits the callable distinction and the Executive Director's quoted rationale, which CNBC-TV18 includes. The two reports are uniform straight news coverage with no ideological slant, differing only in detail depth. CNBC-TV18's sourcing of an executive's statement on strengthening the deposit base and asset-liability management offers a business rationale that Economic Times leaves implicit. The key figure to note is the highest available rate: 7.50%, named only by CNBC-TV18. ## Coverage Coverage: 2 sources, 2 neutral - economictimes.indiatimes.com (neutral report) straight rate reporting with tables, no framing - cnbctv18.com (neutral report) adds non-callable tier and executive rationale This brief was synthesised by AI from the 2 sources linked above, so one read covers every framing they carry. Tags: Bank of Baroda, Beena Vaheed, bob Golden Goal, fixed deposits, senior citizens Canonical: https://indianopinion.org/bank-of-baroda-raises-fd-rates-to-6-85-on-555-day-scheme/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/bank-of-baroda-raises-fd-rates-to-6-85-on-555-day-scheme/#story-in-brief Gate decision: pass (pass: linked qualifying outlets 2 of 2, relevance 8) Freshness: pass (fresh: newest qualifying source 2026-11-12 09:49Z (feed), 0.6 h old) Image: photograph. Source: https://img.etimg.com/thumb/width-300,height-225,imgsize-1233818,resizemode-75,msid-135759441/wealth/invest/bank-of-baroda-increases-555-day-fd-interest-rate-to-up-to-6-85-from-november-11-check-latest-rates-for-general-senior-and-super-senior-citizens/-bank-of-baroda-raises-fd-interest-rates-to-up-to-6-85.jpg. How this brief was made: an AI model read the reports linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. Stance labels are editorial classifications of how each outlet framed this story, assigned by the same model, not ratings of the outlets. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/