# EV battery damage cover now part of motor insurance policies

2026-08-13T00:51:24+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 2 independent outlets

Electric vehicle owners need to check if their policy covers the battery separately. Digit Insurance says specialised battery components can account for roughly 40% of total repair cost and may not be covered under standard plans. Its EV Shield add-on covers the battery, electrical panel, charger and charging cable against accidental damage or loss.

## Coverage

- businesstoday.in <https://www.businesstoday.in/auto/story/battery-damage-and-ev-insurance-what-happens-when-you-file-a-claim-what-is-covered-and-what-is-excluded-548852-2026-08-12?utm_source=rssfeed>
- economictimes.indiatimes.com <https://economictimes.indiatimes.com/wealth/insure/cyber-risks-ev-batteries-breakdowns-and-more-covered-by-this-new-motor-insurance-policy-check-what-all-it-offers/articleshow/133211627.cms>

Tags: battery damage, Digit Insurance, electric vehicles, EV insurance, motor insurance add-ons
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