# HUF tax benefit not available to salaried individuals: Experts 2026-08-09T18:06:18+00:00 | Health & Science | Indian Opinion Desk Corroboration: 1 independent outlet A Hindu Undivided Family (HUF) exists as a separate taxable entity under the Income Tax Act, allowing rental, business, and investment income to be taxed at the HUF's slab rate. But this cannot help salaried individuals cut personal tax, livemint.com reports. Clubbing provisions dictate that any income from assets transferred to the HUF without adequate consideration is reattributed to the transferor. Salary earned by an individual cannot be routed through an HUF; such attempts would trigger re-assessment under the individual's name. A loan to the HUF with a formal agreement and fair interest is allowed, but ownership of assets placed in the HUF becomes collective and irreversible. Dissolution can invite scrutiny if past returns misapplied clubbing rules. ## Coverage - livemint.com Tags: clubbing provisions, Hindu Undivided Family, HUF, Income tax, salaried individuals, tax planning Canonical: https://indianopinion.org/huf-tax-benefit-not-available-to-salaried-individuals-experts/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/huf-tax-benefit-not-available-to-salaried-individuals-experts/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.