# ICICI Prudential launches term plan with pregnancy break for women

2026-08-13T19:15:54+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 1 independent outlet

ICICI Prudential Life Insurance has launched ICICI Pru iProtect Smart Her, a term plan tailored for women. It offers a 15% lifetime premium discount, a pregnancy break benefit that allows eligible women to pause premium payments, and women-specific health management services worth up to Rs 25,000. The policy also includes Child Education Care, which pays the death benefit as an increasing income over 10 years. Total wellness benefits can reach Rs 92,100. The company said the product addresses life stages from pregnancy to retirement. Prospective buyers should evaluate the actual cover, exclusions, and whether the plan meets their dependents' needs.

## Coverage

- livemint.com <https://www.livemint.com/money/personal-finance/from-pregnancy-breaks-to-15-premium-discount-inside-icici-prudentials-new-women-first-insurance-plan-11786634514193.html>

Tags: ICICI Prudential, life insurance, pregnancy break, term insurance, wellness benefits, women's insurance
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