# Insurers face higher motor third-party costs after SC rulings 2026-08-12T00:28:19+00:00 | Governance | Indian Opinion Desk Corroboration: 2 independent outlets Non-life insurers are tightening efforts to curb motor third-party fraud and increasing claim provisions after recent Supreme Court rulings. Go Digit General Insurance secured a Madras High Court order on July 29 for a special investigation team in Tamil Nadu to probe fake accidents, forged policies, and false medical reports. Industry executives say fraud is becoming widespread, adding pressure to a strained segment. The Supreme Court's June ruling in the Shishu Pal case fixed a notional monthly income of Rs 30,000 for homemakers in motor accident claims. Insurers estimate the impact could raise claim outgo by 3-4% initially, rising to 10-12% over 12-18 months. ICICI Lombard made an additional Rs 165 crore provision in the June quarter. Third-party premiums have grown less than 2% annually, while claim costs keep rising. ## Coverage - timesofindia.indiatimes.com - economictimes.indiatimes.com Tags: claims, Go Digit, insurance fraud, Madras High Court, motor third-party, Supreme Court Canonical: https://indianopinion.org/insurers-crack-down-on-motor-third-party-claim-fraud/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/insurers-crack-down-on-motor-third-party-claim-fraud/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.