# Insurers turn invisible in embedded insurance deals

2026-08-13T07:06:48+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 1 independent outlet

Insurance is becoming invisible in digital transactions. When you book a flight or buy a phone, insurance appears as a small checkbox. The platform's brand dominates; the insurer only surfaces when a claim is filed. Digit Insurance's Tanya Marwah says the business model is claims. Tata AIG's Shekhar Saurabh calls the claim the moment of truth. Insurers accept this trade-off for access to customers at the right moment and lower acquisition costs. Platforms like Cleartrip display the insurer's name, but the platform owns the buying journey. A seamless claim can build trust, but a rejected claim destroys it instantly.

## Coverage

- brandequity.economictimes.indiatimes.com <https://brandequity.economictimes.indiatimes.com/news/marketing/when-insurers-don-the-invisibility-cloak/133171157>

Tags: claims, customer trust, Digit Insurance, digital transactions, embedded insurance, Tata AIG
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