July 2025 Bank Holidays: 13 Days of Closures, Check State-Wise List

Speedy Summary:

• Banks in India will observe 13 holidays in July 2025, including Sundays and the second and last Saturdays.
• Nationwide holidays include public holidays under RBI guidelines, real-time gross settlement (RTGS) holidays, and banks’ closing of accounts.
• Regional bank holidays:

– July 3 – Kharchi Puja (Agartala, tripura)
– July 5 – Guru Harobind Ji’s Birth Anniversary (Jammu & Kashmir)
– July 14 – Beh Deinkhlam Festival (Shillong, Meghalaya)
– July 16 – Harela Festival (Dehradun, Uttarakhand)
– July 17 – U Tirot Singh Death Anniversary (Shillong, Meghalaya)
– July 19 – Ker Puja (Agartala, Tripura)
– Remainder Holidays Dates involve standard ones

Online banking services remain operational even on weekends or regional bank holidays. Customers can use ATMs for cash transactions at any time.

Regional differences mean that customers are advised to confirm holiday schedules at local branches to avoid disruptions to their banking needs.

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Indian Opinion Analysis:
The structured approach to bank holiday scheduling outlined by the RBI reflects India’s diverse cultural landscape with region-specific observances catered within federal frameworks. While this serves as a fair acknowledgement of regional traditions across states like Uttarakhand and Tripura while continuity for ensuring essential digital services comes instead uninterruptedly making users flexible