# Lok Sabha Bill Allows Police Access to Complete Bank Histories 2026-08-15T10:05:24+00:00 | Governance | Indian Opinion Desk Corroboration: 1 independent outlet The Lok Sabha passed the Banker's Books Evidence Bill, 2026, by voice vote on August 5, replacing the 1891 law with rules covering electronic, digital and cloud-based bank records. LiveLaw reports that the Bill also allows police officers of superintendent rank or above to requisition a citizen's complete banking history without prior judicial authorisation. Banks must notify customers, but exceptions cover ongoing investigations, national security and organised financial crime. The Bill provides separate certification formats for physical and electronic records. LiveLaw argues that the privacy concern is not digitisation but unsupervised access. It cites the Supreme Court's K.S. Puttaswamy judgment, which requires privacy restrictions to meet tests of necessity, proportionality and procedural safeguards. The Bill now goes to the Rajya Sabha. ## Coverage - livelaw.in Tags: Bankers' Books Evidence Bill, K.S. Puttaswamy, Lok Sabha, Rajya Sabha, Supreme Court Canonical: https://indianopinion.org/lok-sabha-bill-allows-police-access-to-complete-bank-histories/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/lok-sabha-bill-allows-police-access-to-complete-bank-histories/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.