# MACT awards Rs 3 crore to BTech grad who lost arm 2026-10-22T16:26:54+00:00 | Governance | Indian Opinion Desk Corroboration: 3 independent outlets Mumbai's Motor Accident Claims Tribunal has awarded Snehal Zanjurne nearly Rs 3 crore in compensation for the loss of her right upper limb in a 2019 bus accident. The tribunal directed the bus owner and National Insurance Co Ltd to pay the amount, inclusive of interest, holding that the accident was caused by rash and negligent driving. The tribunal rejected the insurer's argument that Zanjurne's completion of a BTech degree in first class meant no loss of earning capacity, observing that her resilience 'in no way' compensated for the loss of her limb. The compensation includes Rs 5 lakh for loss of marriage prospects, Rs 2 lakh for disfigurement, and Rs 1.17 crore for future prosthesis expenses covering nine replacements. The insurer had contested the claim, arguing the driver lacked a valid licence and the vehicle a valid permit, but the tribunal found it failed to prove any policy breach. The Times of India and Free Press Journal report the award amount differently: the former puts it at nearly Rs 3 crore, while the latter states Rs 1.79 crore. ## Indian Opinion Analysis The two sources covering this case report the same tribunal order but differ on the headline compensation figure. The Times of India leads with nearly Rs 3 crore, inclusive of interest, while Free Press Journal states Rs 1.79 crore, the principal award before interest. Both agree on the tribunal's key reasoning: that the claimant's academic achievement did not offset the permanent disability, and that the insurer failed to prove policy breach. The uniform coverage of the tribunal's stance on negligence, disability assessment and the rejection of the insurer's objections suggests no editorial slant from either outlet. The real difference is which figure each chose to lead with, not the substance of the ruling. ## Coverage Coverage: 3 sources, 3 neutral - timesofindia.indiatimes.com (neutral report) Leads with Rs 3 crore inclusive of interest, straight factual account. - freepressjournal.in (neutral report) Leads with Rs 1.79 crore principal award, straight factual account. - kashmirlife.net (neutral report) Separate case in Srinagar, straight factual account. This brief was synthesised by AI from the 3 sources linked above, so one read covers every framing they carry. Tags: Motor Accident Claims Tribunal, Mumbai, National Insurance Co Ltd, Snehal Zanjurne Canonical: https://indianopinion.org/mact-awards-rs-3-crore-to-btech-grad-who-lost-arm/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/mact-awards-rs-3-crore-to-btech-grad-who-lost-arm/#story-in-brief How this brief was made: an AI model read the reports linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. Stance labels are editorial classifications of how each outlet framed this story, assigned by the same model, not ratings of the outlets. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/