# Mint ranks top travel credit cards after reward cuts 2026-08-09T02:05:19+00:00 | Governance | Indian Opinion Desk Corroboration: 1 independent outlet Mint has released its annual ranking of the best travel-focused credit cards, factoring in recent reward devaluations by banks. Cards are divided into those for annual spends of Rs 10-15 lakh and above Rs 15 lakh. HDFC Diners Club Black Metal moved down a category after HDFC capped SmartBuy gift voucher rewards at 3,000 points per month. New entrants like HSBC Premier and Axis Magnus Burgundy now offer better value for high spenders, though experts say cashback cards suit those spending under Rs 10 lakh. Eligibility often requires high salaries or bank balances, such as Rs 5 lakh monthly salary for HDFC Infinia. Tejas Ghongadi of The Points Code warns rewards will likely cover one meaningful vacation every two years, not annual holidays. ## Coverage - livemint.com Tags: banking, consumer finance, credit cards, Mint analysis, travel rewards Canonical: https://indianopinion.org/mint-ranks-top-travel-credit-cards-after-reward-cuts/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/mint-ranks-top-travel-credit-cards-after-reward-cuts/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.