# NRIs cannot open Sukanya Samriddhi Yojana accounts 2026-08-08T10:43:37+00:00 | Governance | Indian Opinion Desk Corroboration: 1 independent outlet Non-resident Indians (NRIs) cannot open a Sukanya Samriddhi Yojana (SSY) account, the India Post website clarifies. Only resident Indian citizens can invest in the scheme, which is meant for a girl child under 10 years of age. The account can be opened by a parent or legal guardian. NRIs can invest in other products like fixed deposits, NPS and mutual funds but not in SSY. The scheme offers a current 8.2% annual interest, tax deductions under Section 80C up to Rs 1.5 lakh, and triple tax exemption on deposit, interest and maturity. Minimum deposit is Rs 250 per year; missing it attracts a Rs 50 penalty per default year. ## Coverage - economictimes.indiatimes.com Tags: girl child, India Post, NRIs, small savings, Sukanya Samriddhi Yojana, tax benefits Canonical: https://indianopinion.org/nris-cannot-open-sukanya-samriddhi-yojana-accounts/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/nris-cannot-open-sukanya-samriddhi-yojana-accounts/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.