# NTT DATA Payments may pursue M&A route into lending 2026-08-08T05:53:53+00:00 | Governance | Indian Opinion Desk Corroboration: 1 independent outlet NTT DATA Payment Services (NDPS), an RBI-licensed payment aggregator, is exploring entry into the lending business and may use the merger and acquisition route, The Hindu reports. Speaking at the launch of its unified brand Adaptis in Mumbai, CEO Takeo Ueno said the company will first focus on payment processing through partnerships. Over the next two to three years, NDPS will evaluate whether to acquire a lending licence or grow inorganically. CFO Rahul Jain said the M&A option is open if the business model scales successfully. NDPS expects net earnings to grow 20% annually in a competitive market. ## Coverage - thehindu.com Tags: India, lending, M&A, NTT DATA, payments, RBI Canonical: https://indianopinion.org/ntt-data-payments-may-pursue-ma-route-into-lending/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/ntt-data-payments-may-pursue-ma-route-into-lending/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.