# HSBC equity savings fund leads with 12.54% five-year SIP return

2026-08-24T09:55:52+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 1 independent outlet (2 source reports)

HSBC Equity Savings Fund delivered the highest five-year SIP return among equity savings funds at 12.54%, according to Value Research data as of 24 August 2026. Edelweiss Equity Savings Fund followed at 11.01% and Kotak Equity Savings Fund at 10.13%. Only three funds in the category crossed the 10% mark over five years. HSBC also topped the three-year and 10-year SIP return charts at 11.52% and 11.58% respectively. Separately, multi-asset allocation funds led hybrid fund categories on three-year SIP returns. Quant Multi Asset Allocation Fund topped at 18.66%, followed by Nippon India Multi Asset Allocation Fund at 17.99%, Livemint reported. At the bottom, Motilal Oswal Balanced Advantage Fund returned 2.29% over three years, showing wide variation within hybrid fund categories.

## Indian Opinion Analysis

Both articles are neutral-report, straight data journalism from Livemint. The first article focuses narrowly on equity savings funds, leading with HSBC's outperformance despite its smaller size. The second widens the lens to all hybrid categories, showing multi-asset funds dominate while balanced advantage funds lag. Together they show that hybrid fund returns vary sharply by sub-category and fund manager. Investors should note the top performers tend to be smaller funds, while the largest fund in the equity savings category delivered below-average returns.

## Coverage

Coverage: 2 sources, 2 neutral
- livemint.com (neutral report) <https://www.livemint.com/money/personal-finance/only-3-equity-savings-funds-delivered-10-sip-returns-in-5-years-hsbc-led-at-12-54-check-the-full-list-11787557404816.html>
  Led with fund performance rankings, no editorial slant
- livemint.com (2) (neutral report) <https://www.livemint.com/money/personal-finance/hybrid-fund-performance-multi-asset-allocation-schemes-lead-3-year-sip-returns-balanced-advantage-lags-11787763647455.html>
  Presented category-wide comparison without evaluation

This brief was synthesised by AI from the 2 sources linked above, so one read covers every framing they carry.
Updated: this story now draws on 2 sources. Last updated 2026-08-26T19:55:49+00:00.

Tags: Edelweiss Equity Savings Fund, HSBC Equity Savings Fund, Value Research
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Cite: https://indianopinion.org/only-three-equity-savings-funds-beat-10-sip-return-in-five-years/#story-in-brief

How this brief was made: an AI model read the reports linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. Stance labels are editorial classifications of how each outlet framed this story, assigned by the same model, not ratings of the outlets. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/