# Parliament panel seeks calibrated MDR on high-value digital payments

2026-08-13T08:54:40+00:00 | Governance | Indian Opinion Desk

Corroboration: 1 independent outlet

A parliamentary panel has recommended an expeditious introduction of a calibrated merchant discount rate (MDR) on high-value digital transactions. The committee urged the Department of Financial Services (DFS) to create a self-reliant, tiered revenue mechanism for digital payment systems so they no longer depend permanently on government subsidies. The panel, in its report, stressed financial sustainability for payment infrastructure without straining the exchequer. The DFS has been asked to explore a graduated MDR model. The recommendation comes as India pushes digital payments while keeping UPI free for users. The exact threshold for 'high-value' transactions has not been disclosed.

## Coverage

- deccanherald.com <https://www.deccanherald.com/india/parliamentary-panel-for-expeditious-introduction-of-calibrated-mdr-on-high-value-transactions-4109427>

Tags: DFS, digital payments, MDR, Parliamentary panel, UPI
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