# PNB to close inactive zero-balance accounts after November 10 2026-10-26T19:41:39+00:00 | Business & Economy | Indian Opinion Desk Corroboration: 1 independent outlet Punjab National Bank (PNB) has warned customers that certain inactive accounts with zero balance will be closed after November 10, 2026. The notice, issued on October 26, targets accounts that have recorded no customer-initiated transaction for more than three years as of September 30, 2026, and have a zero balance. The bank said the move aims to prevent misuse of long-dormant accounts and reduce associated security risks. Customers whose accounts meet these conditions must visit their branch, submit updated KYC documents, and request reactivation before the deadline to avoid disruption. Accounts become inoperative after 24 months of no customer-induced transactions, but the closure notice applies only to those unused for over three years with zero balance. Customers can check their status or contact PNB via toll-free numbers 1800-1800 and 1800-2021. ## Indian Opinion Analysis The notice directly affects customers who may have forgotten old salary or savings accounts that are both inactive and empty. The November 10 deadline leaves a narrow window for reactivation, which requires a visit to a branch with documents such as Aadhaar, passport, or PAN. Customers who fail to act risk losing the account permanently. The bank distinguishes between an inoperative account (two years of inactivity) and one flagged for closure (three years plus zero balance), so not all dormant accounts are at risk. Contacting the branch before the deadline is the only safeguard. ## Coverage - livemint.com Straightforward advisory copy with no government slant This brief was synthesised by AI from the source linked above. Tags: bank accounts, KYC, Punjab National Bank Canonical: https://indianopinion.org/pnb-to-close-inactive-zero-balance-accounts-after-november-10/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/pnb-to-close-inactive-zero-balance-accounts-after-november-10/#story-in-brief How this brief was made: an AI model read the report linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/