# Policybazaar Flags Cyber, Liability Gaps In Startup Insurance 2026-08-06T22:41:23+00:00 | Business & Economy | Indian Opinion Desk Corroboration: 1 independent outlet Startups often insure visible assets such as office equipment and employee health, while overlooking cyberattacks, directors’ and officers’ liability, professional indemnity, employee fraud and contractual risks, Policybazaar for Business head Sajja Praveen Chowdary told Times Now Digital. He said companies tend to view insurance as a purchase or compliance requirement, rather than a risk management tool. Chowdary said artificial intelligence is speeding up underwriting, claims checks, fraud detection and customer support, but will not replace human judgement. He also reported rising demand for cyber insurance as businesses confront operational disruption, data breaches, regulatory scrutiny and reputational damage. He advised firms to review cover as their risks and operations change. ## Coverage - timesnownews.com Tags: Artificial intelligence, cybersecurity, insurance, risk management, startups Canonical: https://indianopinion.org/policybazaar-flags-cyber-liability-gaps-in-startup-insurance/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/policybazaar-flags-cyber-liability-gaps-in-startup-insurance/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.