# Post Office TD Scheme: Rs 4.5 lakh investment earns Rs 2 lakh interest 2026-08-16T04:01:40+00:00 | Business & Economy | Indian Opinion Desk Corroboration: 1 independent outlet Aaj Tak reports that the Post Office Time Deposit (TD) Scheme can generate over Rs 2 lakh in interest alone from a single lump-sum investment of Rs 4.5 lakh for five years. The scheme, backed by the government, offers interest rates of 6.9% for one year, 7% for two years, 7.1% for three years, and 7.5% for five years. Investors can start with as little as Rs 1,000, with no upper investment limit, and can open single or joint accounts. Tax benefits are available under Section 80C of the Income Tax Act, 1961. At the 7.5% rate for a five-year deposit, a Rs 4.5 lakh investment matures to Rs 6,52,477, including Rs 2,02,477 in interest. Alternatively, a Rs 10 lakh investment for three years at 7.1% yields Rs 2,35,075 in interest, totalling Rs 12,35,075 at maturity. ## Coverage - aajtak.in This story was synthesised by AI from the source linked above. Tags: Aaj Tak, Post Office Time Deposit Scheme, Section 80C Canonical: https://indianopinion.org/post-office-td-scheme-rs-4-5-lakh-investment-earns-rs-2-lakh-interest/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/post-office-td-scheme-rs-4-5-lakh-investment-earns-rs-2-lakh-interest/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes. How this brief was made: an AI model read the report linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/