# Razorpay teams with OpenAI, NPCI for ChatGPT storefronts

2026-08-14T04:27:43+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 1 independent outlet

Razorpay is working with OpenAI and the National Payments Corporation of India (NPCI) to let merchants set up ChatGPT-native storefronts and complete purchases through UPI features such as UPI Reserve Pay and UPI Circle, Inc42 reports. The fintech company claims its technology can reduce a Shopify merchant’s storefront setup time from ten weeks to about thirty minutes. It is currently working with around 50 brands and several ecommerce marketplaces experimenting with agentic commerce. Razorpay says its architecture keeps payment credentials away from AI models and requires user authorisation for every transaction. The challenge, Inc42 notes, is winning consumer trust at scale. Rival Cashfree has launched a competing product called Cashfree Here, highlighting a broader race among payments firms to own the conversation layer that precedes a transaction.

## Coverage

- inc42.com <https://inc42.com/buzz/razorpays-chatgpt-gambit-snapchats-next-big-quest-more/>
- inc42.com <https://inc42.com/features/can-razorpay-turn-chatgpt-into-indias-next-commerce-channel/>

Tags: agentic commerce, ChatGPT, NPCI, OpenAI, Razorpay, UPI
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