# RBI allows Account Aggregator interoperability, deposit details in statements

2026-10-07T06:57:42+00:00 | Governance | Indian Opinion Desk

Corroboration: 3 independent outlets (7 source reports)

The Reserve Bank of India (RBI) on Wednesday (7 October 2026) announced two measures to ease financial information access for customers: interoperability among NBFC Account Aggregators (NBFC-AAs) and the inclusion of bank deposit details in consolidated account statements (CAS). Both measures are expected to be implemented by 31 December 2026. Interoperability will allow customers to access and share financial information across different financial information providers through any NBFC-AA of their choice, rather than using multiple platforms. The RBI also facilitated Sebi-regulated depositories to include bank deposit account information in the CAS, enabling demat account holders to view holdings and deposits in one place. Customers without demat accounts can also obtain a consolidated view through NBFC-AAs. Separately, the RBI said it will constitute a Technical Consultative Committee for financial markets to engage with market participants on policy and operational matters. The composition and terms of reference of the committee will be notified later.

## Indian Opinion Analysis

Coverage of the RBI's two data-infrastructure measures is uniform across outlets, each reporting the same core facts: interoperability among NBFC-AAs, deposit details in CAS, and a 31 December 2026 deadline. Business Standard and CNBC-TV18 also note the separate Technical Consultative Committee, while Economic Times focuses on explaining the practical effect of interoperability for consumers. The uniform straight reporting leaves the policy’s implications unexamined by the sources, but the timing, announced alongside a repo rate hike, is noted by experts quoted in CNBC-TV18 who call the data steps significant for credit risk assessment in a tighter rate environment. The next concrete step is implementation by end-2026.

## Coverage

Coverage: 7 sources, 7 neutral
- business-standard.com (neutral report) <https://www.business-standard.com/industry/banking/rbi-announces-two-measures-to-ease-financial-information-access-for-users-126100700316_1.html>
  Straight news agency style on the two measures and committee.
- economictimes.indiatimes.com (neutral report) <https://economictimes.indiatimes.com/industry/banking/finance/rbi-opens-up-account-aggregator-network-making-financial-data-sharing-easier-for-consumers/articleshow/134756457.cms>
  Explanatory piece with wire copy, no slant on the policy.
- cnbctv18.com (neutral report) <https://www.cnbctv18.com/market/rbi-to-set-up-technical-consultative-committee-on-financial-markets-20006460.htm>
  Brief report on technical committee, quotes expert on data steps.
- cnbctv18.com (2) (neutral report) <https://www.cnbctv18.com/business/finance/rbi-customers-can-share-financial-data-across-account-aggregator-apps-nbfc-20006453.htm>
  Straight report on interoperability, quotes experts neutrally.
- cnbctv18.com (3) (neutral report) <https://www.cnbctv18.com/personal-finance/rbi-allows-customer-deposit-details-in-statements-measure-by-year-end-sebi-20006439.htm>
  Short factual note on deposit details in statements.
- economictimes.indiatimes.com (2) (neutral report) <https://economictimes.indiatimes.com/wealth/save/soon-fd-details-will-be-part-of-your-cas-statement-heres-how-it-helps-you/articleshow/134757204.cms>
  Explains CAS in detail, no slant on the RBI announcement.
- business-standard.com (2) (neutral report) <https://www.business-standard.com/finance/news/rbi-account-aggregators-interoperability-cas-bank-deposits-december-2026-126100700369_1.html>
  Straight report with ecosystem data, no slant.

This brief was synthesised by AI from the 7 sources linked above, so one read covers every framing they carry.

Tags: Account Aggregator, CDSL, NSDL, RBI, Sanjay Malhotra, SEBI
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How this brief was made: an AI model read the reports linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. Stance labels are editorial classifications of how each outlet framed this story, assigned by the same model, not ratings of the outlets. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/
