# RBI Seeks Comments on Rural Bank and NBFC Lending Drafts 2026-08-06T15:28:45+00:00 | Governance | Indian Opinion Desk Corroboration: 1 independent outlet The Reserve Bank of India has released draft directions to revise concentration-risk and credit-facility rules for rural co-operative banks and invited comments by August 28, 2026. The proposals include exposure limits for single and group counterparties, unsecured advances and real estate, along with higher housing-loan limits. Rural co-operative banks with deposits above Rs 1,000 crore could decide housing-loan tenors and moratoriums, while other banks would receive higher ceilings for these parameters. The RBI has also issued draft amendments to credit-facility rules for non-banking financial companies. Feedback on both sets of proposals can be sent through the central bank’s Connect 2 Regulate portal or by email. Times Now News separately reports that the RBI is preparing draft guidelines to resume Urban Co-operative Bank licensing after a gap of more than two decades. ## Coverage - rbi.org.in - rbi.org.in - timesnownews.com Tags: banking regulation, lending rules, NBFCs, RBI, rural co-operative banks Canonical: https://indianopinion.org/rbi-seeks-comments-on-rural-bank-and-nbfc-lending-rules/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/rbi-seeks-comments-on-rural-bank-and-nbfc-lending-rules/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes.