# Rs 1 lakh in Nifty 100 grows to Rs 34 lakh in two decades 2026-08-16T16:17:48+00:00 | Business & Economy | Indian Opinion Desk Corroboration: 1 independent outlet A Rs 1 lakh investment in the Nifty 100 Total Return Index in 2003 would have grown to Rs 34.46 lakh by June 2026, a compounded annual growth rate of 16.2%, according to data from UTI Mutual Fund. The index, which tracks the 100 largest and most liquid Indian companies and includes reinvested dividends, fell 61% during the 2008 financial crisis, 38% in the 2020 Covid crash, and 17% during the 2025 US tariff and West Asia conflict correction. Despite these declines, the investment recovered and continued compounding. The data highlights the gap between the size of individual market falls and the long-term outcome. Livemint reports that the study also examines investor psychology, noting that rising markets can fuel excessive optimism and risk-taking, while sharp falls often trigger panic and exit decisions that can cause investors to miss subsequent recoveries. ## Coverage - livemint.com This story was synthesised by AI from the source linked above. Tags: Livemint, Nifty 100, UTI Mutual Fund Canonical: https://indianopinion.org/rs-1-lakh-in-nifty-100-grows-to-rs-34-lakh-in-two-decades/ License: Summary and commentary (c) Indian Opinion, reusable with attribution. Facts belong to the linked sources. Cite: https://indianopinion.org/rs-1-lakh-in-nifty-100-grows-to-rs-34-lakh-in-two-decades/#story-in-brief Review state: restored archive article, accurate at time of publication, not offered to search indexes. How this brief was made: an AI model read the report linked above and wrote this summary and analysis, which were published automatically. Published briefs are sampled every hour by an automated quality check; the editor verifies its findings and approves corrections, and corrected briefs carry a dated correction line. We do no original reporting. Methodology: https://indianopinion.org/ai-use-policy/