# Rooftop solar subsidy reaches only homeowners, survey finds

2026-09-27T03:06:55+00:00 | Governance | Indian Opinion Desk

Corroboration: 2 independent outlets

A ground survey by The Wire of 24 rooftop solar beneficiaries in Vijay Nagar, Ghaziabad, found that every household was a property owner living in an independent house of three storeys or higher. None lived in a flat or apartment. None used the government's collateral-free loan, though all had received central and state subsidies of up to Rs 1.08 lakh on 3 kW systems. Greatandhra.com, promoting SolarFi Private Limited, reports that the PM Surya Ghar scheme offers up to Rs 78,000 central subsidy and targets one crore households by 2026-27. The Wire reports that the scheme's conditions, a formal electricity connection, a suitable roof, land ownership and access to credit, systematically exclude India's most energy-insecure urban households. The Union government has approved Rs 75,021 crore for the scheme.

## Indian Opinion Analysis

Greatandhra.com presents the PM Surya Ghar scheme as a straightforward opportunity, leading with the Rs 78,000 subsidy and SolarFi's services. The Wire's ground reporting from Ghaziabad shows that beneficiaries are uniformly property-owning, independent-house dwellers who could already afford the upfront cost, none used the advertised collateral-free loan. The contrast exposes a gap: the scheme's design assumes a formal electricity connection and a controllable roof, conditions absent in the most energy-insecure urban pockets. The government's next quarterly disbursement data, expected by October 2025, will show whether subsidy distribution has reached non-homeowning households or remained concentrated among the already well-connected.

## Coverage

- greatandhra.com (sensationalist) <https://www.greatandhra.com/articles/news/cut-your-power-bill-with-solarfi/>
  Leads with subsidy amount and vendor promotion, omits access barriers
- m.thewire.in (government critical) <https://m.thewire.in/article/energy/rooftop-solar-scheme-access>
  Leads with structural exclusion of energy-insecure households

Tags: Andhra Pradesh, PM Surya Ghar Muft Bijli Yojana, Premier Energies, SolarFi, Telangana
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