# Staywell.Health raises Equanimity-led funding for AI insurance platform

2026-08-25T23:15:58+00:00 | Business & Economy | Indian Opinion Desk

Corroboration: 1 independent outlet

Staywell.Health, an AI-native health insurance platform, has secured an investment led by Equanimity Investments to scale its technology and distribution. The company combines artificial intelligence tools with human advisors to personalise health insurance and support customers through the entire policy lifecycle, including claims. The funding will go toward developing the AI platform, expanding distribution and strengthening advisory and customer-engagement capabilities. A key focus is ClaimsKavach, a claims-first feature that helps customers navigate the claims process. Co-founder and CEO Arun Ramamurthy said AI can improve how consumers discover, understand and use insurance. Equanimity Managing Partner Rajesh Sehgal said India's health insurance market faces a distribution challenge, not a lack of demand, and that Staywell.Health's combination of AI, human advisors and claims support drove the investment. Staywell.Health said it will work with insurers, technology partners and regulators to build a trusted, compliant platform.

## Indian Opinion Analysis

India's health insurance penetration remains low at about 4.5% of total premiums as a share of GDP, according to IRDAI data, with distribution and claims friction cited as key barriers. The deal reflects growing investor interest in insurtech startups that address the post-purchase experience, where most customer drop-off occurs. Staywell.Health competes with players like Plum and RenewBuy, but its claims-first pitch is distinct. The next signal will be how quickly it signs new insurer partnerships to expand the network for ClaimsKavach.

## Coverage

- businesstoday.in <https://www.businesstoday.in/personal-finance/story/staywellhealth-secures-equanimity-led-investment-to-scale-ai-native-health-insurance-platform-551333-2026-08-25?utm_source=rssfeed>
  Reports the funding announcement with company and investor quotes, no editorial slant.

This brief was synthesised by AI from the source linked above.

Tags: Equanimity Investments, health insurance, Insurtech, Staywell.Health
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