# Uttarakhand offers Rs 15 lakh subsidy for homestay scheme

2026-09-16T07:01:50+00:00 | Governance | Indian Opinion Desk

Corroboration: 1 independent outlet

The Uttarakhand government's Deen Dayal Upadhyay Grah Aawas Vikas Yojana provides a subsidy of up to 50 per cent of the project cost, capped at Rs 15 lakh, for permanent residents building homestays in hilly areas. An interest grant of up to Rs 1.50 lakh is also available for the first five years. In plain areas, the subsidy is up to 25 per cent, with a maximum of Rs 7.50 lakh. Applicants must be natives of Uttarakhand and apply online through the state portal. The building owner must live on the property and can construct up to six guest rooms. After completion, the property must be registered with the Uttarakhand Tourism Development Council. A committee under the district magistrate reviews proposals, which are then forwarded to a bank for loan approval. Separately, registered construction workers can avail an advance loan of up to Rs 50,000 for house purchase or construction under a scheme by the Uttarakhand Building and Other Construction Workers Welfare Board. The loan carries at least 5 per cent annual interest. Workers must have been fund members for five years and have 15 years until retirement.

## Indian Opinion Analysis

Both articles from Times of India are neutral, procedural reports detailing eligibility, documents, and application steps for two separate Uttarakhand government schemes. No pro-government or critical framing appears. The stories are essentially government announcements republished with explanatory context. The key takeaway is the contrast: the homestay scheme offers substantial subsidies for tourism entrepreneurs, while the construction worker loan is modest and interest-bearing. Readers should note the stricter eligibility for the worker loan, including five years of fund membership, compared to the broader access for the homestay scheme. The state's tourism focus is clear.

## Coverage

- timesofindia.indiatimes.com <https://timesofindia.indiatimes.com/real-estate/news/uttarakhand-homestay-scheme-who-can-get-up-to-rs-15-lakh-subsidy-and-how-to-apply/articleshow/134270824.cms>
- timesofindia.indiatimes.com <https://timesofindia.indiatimes.com/real-estate/news/how-uttarakhand-construction-workers-can-avail-rs-50000-house-loan-with-minimal-interest-rate/articleshow/134315152.cms>

Tags: Deen Dayal Upadhyay Grah Aawas Vikas Yojana, Uttarakhand, Uttarakhand Tourism Development Council
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