Now Reading: AU Small Finance Bank Q2 net profit jumps 53% to Rs 858 crore
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AU Small Finance Bank Q2 net profit jumps 53% to Rs 858 crore
The Story in Brief
AU Small Finance Bank reported a 53% surge in net profit at Rs 858 crore for the quarter ended 30 September 2026, up from Rs 561 crore a year ago, on the back of higher interest income. Total income rose to Rs 6,382 crore from Rs 5,224 crore, the bank said in a regulatory filing.
Net interest income grew 32% to Rs 2,820 crore, and net interest margin expanded to 5.8% from 5.5%. Gross non-performing assets improved to 1.99% from 2.41% a year ago, while net NPAs moderated to 0.81%. Provisions fell to Rs 359.4 crore from Rs 480.8 crore in the year-ago quarter. Deposits grew 29% year-on-year to about Rs 1.70 lakh crore, and the gross loan portfolio rose 25% to Rs 1.54 lakh crore.
The capital adequacy ratio declined to 18.54% from 18.78% a year ago. MD & CEO Sanjay Agarwal said the quarter's performance reflected the bank's steady build towards combining growth with profitability.
Indian Opinion Analysis
All four sources report nearly identical numbers from AU Small Finance Bank's regulatory filing, with the core metrics (53% profit growth, Rs 858 crore net profit, 1.99% gross NPA) consistent across every account. NDTV Profit leads with the profit growth figure and a brief mention of asset quality, while CNBC-TV18 adds a sequential comparison for NPAs and notes the stock fell 2.2% on Friday. Business Standard and The Hindu Business Line carry an identical wire-style report that includes the CEO's full statement. The coverage is uniform straight reporting with no discernible editorial slant, the only difference is the level of detail each outlet chooses to include. The key watch-item remains the bank's capital adequacy ratio, which edged lower to 18.54%, even as other metrics strengthened.
Coverage: 3 sources, 3 neutral
Sources (3): ndtvprofit.com (neutral report), Syndicated copy (carried by thehindubusinessline.com, business-standard.com), cnbctv18.com (neutral report)
This brief was synthesised by AI from the 3 sources linked above, so one read covers every framing they carry. Methodology and corrections.
