EPFO allows EPS-95 pensioners to submit life certificate via Umang app

The Employees’ Provident Fund Organisation has said EPS-95 pensioners can generate and submit their Digital Life Certificate from home using the Umang app with Aadhaar face authentication, eliminating the need to visit a bank or pension office. The certificate remains valid for one year from the date of submission and can be filed at any time during the year, the EPFO stated on X. CNBC-TV18 notes that the Department of Pension and Pensioners’ Welfare launched the Digital Life Certificate facility in 2014, but November 30 is the usual last date for submission.

Pensioners need their Aadhaar number, mobile number linked to Aadhaar, Pension Payment Order details, and the AadhaarFaceRD app installed. The process involves opening the Umang app, searching for Jeevan Pramaan, selecting face recognition, entering pension and personal details, completing Aadhaar OTP verification, and performing a face scan. Once generated, the certificate is stored in the Jeevan Pramaan repository and made available to the pension disbursing agency. Pensioners should renew before expiry to avoid disruption in payments.

Update, 11 November 2026: CNBC-TV18 adds that November 30 is the usual last date for submission of life certificates, and that the Digital Life Certificate facility was introduced in 2014 by the Department of Pension and Pensioners' Welfare. The outlet also notes that pension payments may be stopped if the certificate is not submitted within the prescribed period.