
The Pension Fund Regulatory and Development Authority (PFRDA) has enabled the ‘UPS Jeevan Setu – Digital Life Certificate (DLC)’ facility for pensioners under the Unified Pension Scheme (UPS). The mobile application-based facility allows pensioners to generate and submit their Digital Life Certificates through Aadhaar-based authentication.

According to a PFRDA circular dated 30 October 2026, the facility is available through the NPS by Protean eGov mobile application. All UPS pensioners must submit their Digital Life Certificate annually by 30 November to ensure uninterrupted monthly assured payouts.
PFRDA has advised all nodal offices to widely communicate the facility’s availability and the prescribed timeline among eligible pensioners to avoid disruption in payouts. The certificate is generated after successful Aadhaar and face authentication.
The circular shifts the burden of compliance onto pensioners and nodal offices, with a hard deadline of 30 November for submission. Pensioners who miss the date risk a break in monthly assured payouts, making awareness campaigns critical. The facility relies entirely on Aadhaar and face authentication, which may exclude pensioners without a registered mobile number or those unable to complete biometric verification. PFRDA has not outlined any alternative process for such cases. The next step is for nodal offices to reach all eligible pensioners before the deadline.
Source: upstox.com
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