
Gujarat received just Rs 1.01 crore in NCDC assistance for women cooperatives over five years, data tabled in Rajya Sabha shows. The state got Rs 50 lakh in 2022-23, falling to Rs…
Gujarat received just Rs 1.01 crore in NCDC assistance for women cooperatives over five years, data tabled in Rajya Sabha shows. The state got Rs 50 lakh in 2022-23, falling to Rs 26 lakh, zero in 2024-25, and Rs 25 lakh in 2025-26, barely 0.005% of the Rs 4,926 crore total disbursed last year.

Andhra Pradesh received Rs 4,200 crore in 2025-26 alone, Telangana Rs 500 crore, and Rajasthan Rs 190 crore. The Ministry of Cooperation operates the Swayam Shakti Sahakar and Nandini Sahakar schemes for women-led cooperatives. NCDC provides loans either through state governments or directly to societies that have operated for at least three years. The Rajya Sabha data did not explain why Gujarat's share remained negligible.
The anomaly matters most for the nearly 1.5 lakh women-led cooperative societies registered in Gujarat. Most are in dairy and micro-credit, sectors NCDC explicitly targets under the Nandini Sahakar and Swayam Shakti schemes. State-level cooperative departments prepare and forward loan proposals to NCDC, a low draw suggests either weak demand or poor application quality from Gujarat's implementing agencies. The Ministry of Cooperation introduced a dedicated dashboard in 2023 to track scheme-wise disbursals, making the gap between scheme intent and state uptake measurable for the first time. The Gujarat government's reply in the winter session of Parliament or the next Rajya Sabha question will show whether it has identified internal processing bottlenecks or a genuine lack of viable societies.
Source: newindianexpress.com
This brief was synthesised by AI from the source linked above.