Kotak Bank hybrid home loan locks rate for up to 65 months
Kotak Mahindra Bank has launched a hybrid home loan that lets customers lock their interest rate for up to 65 months. The fixed-rate period can be 39, 52 or 65 months, after…
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Prepaying a home loan? Early years offer maximum interest savings
Prepaying a home loan in its early years can generate significant interest savings because EMIs are front-loaded with interest during that period. A borrower with a Rs 45 lakh loan at 8.5…
Investing Before Buying Could Reduce the Cost of a ₹1 Lakh Phone
A Hindustan Times article compares financing a ₹1 lakh smartphone with saving for it. It estimates that a 12-month loan at 15% interest would require an EMI of about ₹9,025 and total…
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