HDFC Bank raises MCLR by up to 15 bps from 7 November
HDFC Bank has raised its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 to 15 basis points across all seven tenors, effective 7 November, making home, personal and auto loans…
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Banks raise home loan rates after RBI repo rate hike to 5.50%
Banks are raising home loan rates after the RBI increased the repo rate by 25 basis points to 5.50% on 7 October. State Bank of India has raised its External Benchmark Linked…
SBI raises lending rates after RBI repo rate hike to 5.50%
State Bank of India raised its external benchmark-linked lending rate and repo-linked lending rate on 15 October, a day after the RBI increased the repo rate by 25 basis points to 5.50%.…
Home loan paid but bank lost original property papers? Steps to take
If a bank says it cannot find the original property documents after a home loan is repaid, borrowers should not treat it as a minor administrative issue. The original title deeds are…
Should you use retirement savings to repay home loan at 60
Retiring with an ongoing home loan forces a tough choice: use retirement savings to clear the debt or keep paying EMIs and preserve the corpus. Experts quoted by Livemint say there is…
RBI sets 30-day deadline for lenders to return property papers
The Reserve Bank of India requires banks and non-banking financial companies to complete loan closure formalities within 30 days of full repayment, failing which they must pay borrowers Rs 5,000 per day…
3 questions to ask before taking a second home loan
Taking a second home loan while repaying an existing one is possible in India, but lenders will assess your repayment capacity, income, credit history, job stability and the new property. You can…
SBI Research warns of rate hikes, home loan EMI may rise Rs 1,583
Retail inflation in India rose to 4.82% in August, the highest in eight months, up from 4.45% in July. Wholesale inflation also climbed to 9.92% in the same month. Rising prices of…
Bank of Baroda, Canara Bank raise lending rates by up to 10 bps
Bank of Baroda and Canara Bank have raised their Marginal Cost of Funds Based Lending Rates (MCLR) by up to 10 basis points on select tenures, effective August 12, 2026. Canara Bank…
HDFC Bank cuts MCLR by 5 bps; EMI relief depends on loan type
HDFC Bank has reduced its MCLR by 5 basis points across six of seven loan tenures, effective August 7, 2026. The one-year MCLR fell from 8.45 per cent to 8.40 per cent,…
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Ashin Xavier: interesting
IO Repro: Repro test v4 after fix 2 Oct. Safe to trash.
IO Repro: Repro test v3 after fix 2 Oct. Safe to trash.
IO Repro: Repro test after fix 2 Oct. Safe to trash.