Indian home loans cheaper than US for first time
For the first time in modern economic history, baseline home loan rates in India have fallen below those in the United States. As of September 25, 2026, Indian PSU banks are offering…
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Co-applicant’s low credit score can hurt joint home loan approval
Applying for a home loan with a co-applicant can boost borrowing eligibility by combining incomes, but lenders assess the credit profiles of all applicants. A co-applicant with a weak credit history, low…
Kotak Bank hybrid home loan locks rate for up to 65 months
Kotak Mahindra Bank has launched a hybrid home loan that lets customers lock their interest rate for up to 65 months. The fixed-rate period can be 39, 52 or 65 months, after…
