Kotak Bank hybrid home loan locks rate for up to 65 months
Kotak Mahindra Bank has launched a hybrid home loan that lets customers lock their interest rate for up to 65 months. The fixed-rate period can be 39, 52 or 65 months, after…
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Lender approval may not reflect true home affordability
Hindustan Times reports that the amount a lender approves for a mortgage often exceeds what a buyer can truly afford. Devon Hawkins, assistant teaching professor at Elon University, says lender approval creates…
