Now Reading: Only three equity savings funds beat 10% SIP return in five years
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Only three equity savings funds beat 10% SIP return in five years
Only three equity savings funds beat 10% SIP return in five years
Only three equity savings funds have delivered more than 10% systematic investment plan (SIP) returns over five years, according to Value Research data as of 24 August 2026. HSBC Equity Savings Fund…
Only three equity savings funds have delivered more than 10% systematic investment plan (SIP) returns over five years, according to Value Research data as of 24 August 2026. HSBC Equity Savings Fund led with 12.54%, followed by Edelweiss Equity Savings Fund at 11.01% and Kotak Equity Savings Fund at 10.13%. The category combines equity, arbitrage and debt investments to reduce volatility.
Over three years, HSBC again topped with 11.52%, while Edelweiss managed 10.49% and most other funds stayed below 9%. The 10-year SIP returns also put HSBC first at 11.58%, followed by Sundaram Equity Savings Fund at 10.95% and Edelweiss at 10.80%. HSBC's ₹1,326 crore corpus outperformed much larger schemes, including the ₹16,179 crore ICICI Prudential Equity Savings Fund, which returned 7.19% over five years. PGIM India Equity Savings Fund posted the lowest five-year SIP return at 6.77%.
Indian Opinion Analysis
Equity savings funds aim for growth with lower volatility by blending equity, arbitrage, and debt. The wide return spread shows that category labels don't guarantee performance: HSBC's 12.54% five-year SIP return came from a ₹1,326 crore fund, while the largest scheme, ICICI Prudential (₹16,179 crore), managed only 7.19%. Investors comparing funds should check rolling returns across market cycles, not just point-to-point SIP data. The next set of numbers to watch are the September 2026 quarterly portfolio disclosures, which will show whether HSBC sustained its strategy.
Source: livemint.com
This story was synthesised by AI from the source linked above.
