From Oct 1: SBI ATM limits, LPG Aadhaar, NPS fee, UPI MDR

From Thursday, 1 October, several financial rules take effect. State Bank of India will reduce free monthly ATM transactions at other banks for salary package account holders from 10 to five. Domestic LPG consumers must complete biometric Aadhaar authentication to book refills at the subsidised price, those without it can still buy cylinders at the market price, thefederal.com and Telanganatoday report. The National Pension System will attract a one-time onboarding charge of Rs 200 per Permanent Retirement Account Number. A 0.4 per cent Merchant Discount Rate will apply from 15 October to specific person-to-merchant UPI transactions above Rs 2,000. Person-to-person UPI transfers remain free, all three outlets note. ABPLive reports the Supreme Court on 28 September declined an interim stay on the MDR implementation.

Update, 30 September 2026: Thefederal.com reports the same set of October 2026 rule changes as Telanganatoday and ABPLive, with no new facts. It adds detailed SBI ATM charges (Rs 23 plus GST for cash withdrawals) and names the mobile apps for LPG Aadhaar authentication (IndianOil ONE, HelloBPCL, HP PAY). It clarifies that the UPI MDR is an ecosystem charge, not a tax on consumers.

Update, 1 October 2026: ABPLive adds a PUC enforcement rule for Delhi-NCR vehicles from 1 October, a framework for NPS Swasthya linking retirement savings with healthcare, and revised rules on birth and death registration. Assamtribune reports that the Central Board of Direct Taxes extended the tax audit report deadline to 21 October and the income tax return filing deadline to 21 November for assessment year 2026-27.