HDFC Bank raises MCLR by up to 15 bps from 7 November
HDFC Bank has raised its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 to 15 basis points across all seven tenors, effective 7 November, making home, personal and auto loans…
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Multiple loan applications in a week may hurt credit score
Submitting several loan or credit card applications within a week can signal 'credit hunger' to lenders and may temporarily lower a credit score, according to experts. Each application typically triggers a hard…
How to apply for a personal loan online in under 10 minutes
A personal loan can be applied for online in under 10 minutes, but the timeline depends on the lender, eligibility, and verification. Some digital lenders offer application completion, approval, or disbursal within…
Credit card EMI vs personal loan: what costs less
A lower monthly EMI does not always mean a cheaper loan. Livemint reports that before choosing between a credit card EMI and a personal loan, borrowers should calculate the total amount payable…
JioFinance launches online personal loan marketplace
JioFinance has introduced a personal loan marketplace that lets applicants compare offers from multiple banks and NBFCs, check eligibility through a soft inquiry, complete KYC online, and submit applications without visiting branches.…
HDFC Bank cuts MCLR by 5 bps; EMI relief depends on loan type
HDFC Bank has reduced its MCLR by 5 basis points across six of seven loan tenures, effective August 7, 2026. The one-year MCLR fell from 8.45 per cent to 8.40 per cent,…
Ashin Xavier: interesting
IO Repro: Repro test v4 after fix 2 Oct. Safe to trash.
IO Repro: Repro test v3 after fix 2 Oct. Safe to trash.
IO Repro: Repro test after fix 2 Oct. Safe to trash.