Should you use retirement savings to repay home loan at 60
Retiring with an ongoing home loan forces a tough choice: use retirement savings to clear the debt or keep paying EMIs and preserve the corpus. Experts quoted by Livemint say there is…
Retiring with an ongoing home loan forces a tough choice: use retirement savings to clear the debt or keep paying EMIs and preserve the corpus. Experts quoted by Livemint say there is…
A Rs 1 crore retirement corpus can provide a monthly income of up to Rs 58,333 for 28 years, according to calculations by the Economic Times. The figures assume a 6% annualised…
Two personal finance articles advise that starting retirement investing at 40 or 45 with little corpus does not require chasing high returns. Livemint quotes Krishanu Choudhary of Anand Rathi Wealth, who says…
SEBI has created a Financial Health Check quiz that helps individuals evaluate their financial habits across insurance, savings, debt and retirement planning. The quiz begins by asking if anyone depends on your…
Just 70% of urban Indians now believe Rs 1 crore or less is enough for a comfortable retirement, down from 77% in 2025, according to the Axis Max Life Insurance IRIS 6.0…
Edelweiss Mutual Fund MD and CEO Radhika Gupta has said that a large retirement corpus like Rs 40 crore is not necessary for everyone, and the required amount depends on an individual's…
Swarup Mohanty, vice chairman and CEO of Mirae Asset Investment Managers, has warned salaried professionals that delaying retirement planning and investment until after 35 could lead to a financially difficult old age.…
Livemint reports that as India prepares for its 80th Independence Day on August 15, 2026, investors are being urged to calculate their personal 'freedom number' for financial independence rather than targeting a…
Many child-free couples believe they need a smaller retirement nest egg because they have no children to raise. But experts say this assumption can be dangerous. Without adult children to step in…
PFRDA whole-time member Randip Singh Jagpal says Corporate NPS can provide an additional pension layer alongside EPF, not replace it. Speaking at an Outlook Money event, Jagpal stressed that with frequent job…