Zirakpur tenants forge plot deed, mortgage it, flee after bank notice

Indian Opinion DeskIndian Opinion DeskGovernance40 minutes ago1 Views

Mohali: Tenants forge signatures, mortgage Zirakpur landowner’s plot, booked

Zirakpur police have booked three tenants for allegedly stealing the original sale deed of a 133-square-yard plot in Lohgarh, forging the landowners' signatures, and mortgaging the property with AU Small Finance Bank…

The Story in Brief

Zirakpur police have booked three tenants for allegedly stealing the original sale deed of a 133-square-yard plot in Lohgarh, forging the landowners' signatures, and mortgaging the property with AU Small Finance Bank without the owners' knowledge. The fraud came to light after the bank issued a recovery notice to the owners, Maninder Kaur and Nonihal Singh, in July 2025 for loan default.

A handwriting expert confirmed that signatures on loan documents were copied and not genuine. The accused, Rajesh Ajmera, Dharminder Ajmera, and Gayatri Ajmera, had been tenants since 2012. They vacated the premises on September 23, 2025, and fled Zirakpur in two vehicles. Police filed charges under theft, cheating, forgery, and criminal conspiracy.

The Indian Opinion

This case fuels the lazy narrative that tenants are inherently untrustworthy, but the real failure is systemic. How did AU Small Finance Bank approve a loan on a mortgaged property without verifying the landowners' signatures in person? The FIR reveals a handwriting expert already found the signatures forged, yet the loan was enhanced over time. The test of accountability will be whether the bank faces any regulatory heat, or if the blame stops at the three accused. Who, finally, checks the original deed before sanctioning crores? Not the average Indian landlord.


Source: hindustantimes.com

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