Now Reading: Motilal Oswal suggests 50:40:10 equity mix, SEBI allows 35% non-equity flex
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Motilal Oswal suggests 50:40:10 equity mix, SEBI allows 35% non-equity flex
Motilal Oswal suggests 50:40:10 equity mix, SEBI allows 35% non-equity flex
Corrected 30 September 2026: figures aligned with the source.
The Story in Brief
Motilal Oswal Private Wealth has recommended a 50:40:10 equity allocation: 50% to mid- and small-cap funds, 40% to hybrid and large-cap funds, and 10% to global equities. The September 2026 report cites India's resilient domestic economy with 7.8% GDP growth and 18% Nifty profit growth, balanced against risks from high crude prices, rising global yields, and geopolitical uncertainty. It suggests lump-sum investments in hybrid funds and a staggered approach for pure equity funds over the next two to three months, using any sharp correction for aggressive deployment.
Separately, SEBI's early-2026 revision allows equity-oriented mutual funds to invest up to 35% of their portfolio in gold ETFs, silver ETFs, and Infrastructure Investment Trusts (InvITs), subject to minimum equity requirements. Experts caution that the flexibility is a portfolio management tool, not a guarantee of returns, and investors should evaluate fund strategy, costs, and their own risk appetite before choosing a fund based on this feature. Flexi-cap funds with a 65% equity minimum have the full 35% headroom, while large-cap funds have about 20%.
Indian Opinion Analysis
Both livemint.com articles serve as neutral market explainers rather than competing narratives, so the editorial contrast lies in what each article leads with. The first article foregrounds a specific wealth-manager portfolio (50:40:10) and treats the new SEBI flexibility as absent context. The second article leads with the regulatory change (35% allocation to gold, silver, InvITs) and quotes distributors warning investors not to choose funds solely for that feature. A reader combining both gets a complete picture: a concrete allocation model from one source and the regulatory tool enabling such strategies from the other. The missing piece is whether Motilal Oswal's model actually uses the new 35% headroom for its hybrid allocation, the articles do not cross-reference.
Corrected 30 September 2026: figures aligned with the source.
Coverage: 2 sources, 2 neutral
Sources (2): livemint.com (neutral report), livemint.com (2) (neutral report)
This brief was synthesised by AI from the 2 sources linked above, so one read covers every framing they carry. Methodology and corrections.
Updated: this story now draws on 2 sources.
