Unlimited health insurance policies rarely cover 100% of every claim, despite the name. The term usually applies only to the total sum insured, not the entire scope of care. Exclusions, waiting periods,…
Health insurance buyers should not pick a policy only on low premium or high sum insured, as policy terms can reduce claim payouts. Room rent limit, co-payment, disease sub-limits and waiting periods…
Choosing between an Individual health insurance policy and a Family Floater plan depends on features like unlimited refill, according to Hercules Advisors founder Aditya Shah. In a Business Today show, Shah explained…
Young couples planning a family should not rely solely on employer group health cover for maternity expenses, according to Sarbvir Singh, joint group chief executive of PB Fintech. Group policies are tied…
A term insurance calculator estimates the cover amount a family needs and the likely annual premium based on age, income, gender, smoking status, and desired sum assured. The tool applies income-replacement logic,…
A no-claim bonus (NCB) can cut a vehicle's own-damage insurance premium by up to 50% after five consecutive claim-free years, according to Aditya Kumar, head of motor underwriting at Digit Insurance. The…
India has raised about Rs 1-1.15 lakh crore through sovereign green bonds since January 2023, but its annual climate finance need is estimated at $160-288 billion (Rs 12-21 lakh crore), according to…
The waiting period in health insurance is the time a policyholder must wait before coverage for certain conditions begins. Expert Ankit Gupta, speaking to Business Today, warns that switching policies mid-year to…
Shriram General Insurance posted 23% premium growth in the June quarter, more than double the industry average of 11%, writing about Rs 1,180 crore in premiums versus Rs 960 crore a year…
The Insurance Regulatory and Development Authority of India has barred Edelweiss Life Insurance, Pramerica Life Insurance, ACKO General Insurance, and Niva Bupa Health Insurance from opening new branches for six months after…
Ashin Xavier: interesting
IO Repro: Repro test v4 after fix 2 Oct. Safe to trash.
IO Repro: Repro test v3 after fix 2 Oct. Safe to trash.
IO Repro: Repro test after fix 2 Oct. Safe to trash.