How to reach Rs 25 lakh by 32 on a Rs 50,000 salary
A detailed financial plan shows that starting with a monthly take-home salary of Rs 50,000 at age 25 can lead to a portfolio of over Rs 25 lakh by age 32. The…
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5 checks before breaking your fixed deposit early
Breaking a fixed deposit before maturity can trigger a penalty from the bank, and you may not earn the interest rate originally offered. The bank calculates interest based on the rate applicable…
Edelweiss MD Radhika Gupta gives 10-30-50 investment formula for women
Edelweiss Mutual Fund managing director and CEO Radhika Gupta has suggested a simple 10-30-50 formula for women investors based on age. Speaking at the India Today Woman Summit 2026, she recommended investing…
Same salary, vastly different financial futures: EMI habits matter
Two people with the same ₹1.5-lakh monthly salary can end up with drastically different finances depending on how they use EMIs, according to a comparative analysis. Ayush commits nearly ₹45,000 a month…
How to invest a windfall: bonds offer safe interim parking
A sudden financial windfall, such as an inheritance or bonus, requires careful planning rather than impulsive spending or leaving the money idle in a low-interest account, according to financial experts. Many recipients…
Bonds can turn irregular income into predictable payouts
As careers shift away from fixed-salary models, many workers now face irregular income that does not match fixed monthly expenses. A solution lies in using bonds to create a predictable payout calendar,…
Start investing by 35 or face scary retirement, warns fund manager
Swarup Mohanty, vice chairman and CEO of Mirae Asset Investment Managers, has warned salaried professionals that delaying retirement planning and investment until after 35 could lead to a financially difficult old age.…
Financial independence is freedom to choose, not just early retirement
Financial independence is increasingly being framed as the freedom to choose how to work and spend time, rather than simply leaving the workforce early. Livemint reports that M. Pattabiraman reached a financial-independence…
Mutual fund platform and CAS values can differ on NAV timing
Investors checking their mutual fund holdings may see different values on their broker platform and their Consolidated Account Statement (CAS), but this is not necessarily an error. The discrepancy arises because platforms…
Your ‘freedom number’ for financial independence may vary greatly
Livemint reports that as India prepares for its 80th Independence Day on August 15, 2026, investors are being urged to calculate their personal 'freedom number' for financial independence rather than targeting a…
