Warikoo lists 5 books to fix money, focus, and mindset
Ankur Warikoo has shared a reading list of five books, each aimed at a specific life problem. For those unsure where their salary goes, he recommends "Make Epic Money" to build financial…
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Start SIPs in your 20s to build Rs 1.76 crore by 50
Starting a monthly SIP of Rs 10,000 at age 25 could grow to Rs 1.76 crore by 50, while delaying to age 35 yields only Rs 69 lakh, experts told Livemint. The…
Freelancers must diversify income streams for financial stability
Livemint reports that freelancers and gig workers face irregular income and risks from AI, requiring them to diversify services and build multiple income streams. Financial experts recommend maintaining a liquidity buffer covering…
Budgeting and financial safeguards can protect long-term wealth
A workable monthly budget, an emergency fund and suitable insurance can prevent routine financial mistakes from damaging long-term wealth, the Hindustan Times and Mint report. Advisers recommend reviewing six months of bank…
PNB, PSB top FD rates after RBI keeps repo rate at 5.25%
RBI has held the repo rate steady at 5.25%, reducing the chance of near-term changes in fixed deposit rates as per bazaar.businesstoday.in. Punjab & Sind Bank offers general customers up to 6.85%…
Closing credit card with EMI does not erase repayment duty
Closing a credit card does not end your repayment obligations, experts say, even if the card has an outstanding EMI. The repayment continues until the full amount is cleared, subject to the…
Man’s salary triples, becomes family ATM, learns lesson
A Reddit user shared how his salary tripling in two years backfired. Instead of enjoying his raise, he became an unspoken emergency fund for relatives and friends. They began expecting him to…
CA Nitin Kaushik: Spending salary hikes on lifestyle traps savings
Economic Times reports that CA Nitin Kaushik has warned young professionals against spending salary hikes entirely on lifestyle upgrades. He says a 15% raise often leads to a costlier flat or a…
Indian woman’s viral video details $5,000 NYC rent and living costs
Livemint reports that Indian woman Trish shared a viral Instagram video breaking down the cost of living in New York City. She states that a studio in Manhattan costs $3,500 to over…
Lender approval may not reflect true home affordability
Hindustan Times reports that the amount a lender approves for a mortgage often exceeds what a buyer can truly afford. Devon Hawkins, assistant teaching professor at Elon University, says lender approval creates…
