Prepaying a home loan in its early years can generate significant interest savings because EMIs are front-loaded with interest during that period. A borrower with a Rs 45 lakh loan at 8.5…
The Reserve Bank of India has issued new rules barring banks and NBFCs from locking borrowers' phones, laptops or tablets to recover unpaid loans, effective January 1, 2027. Recovery agents are also…
A financial columnist writing for The Hindu advises investors to transfer gains from a satellite portfolio to a core portfolio if the core faces a shortfall, but never to move money from…
Estate planning experts warn that naming nominees and drafting a Will alone are not enough to ensure your family can access your assets after your death. A financial inventory, a single document…
The 3-6-9 rule is a thumb rule for building an emergency fund, livemint.com reports. For a single person with steady income, save three months of expenses. If you have dependents but a…
The Pension Fund Regulatory and Development Authority has extended the cut-off for same-day investment of National Pension System contributions from 11 am to 1:30 pm. Contributions received by the NPS Trustee Bank…
Interest from fixed deposits and Kisan Vikas Patra will remain taxable under the Income Tax Act, 2025, which applies from 1 April 2026, Livemint reports. Both are taxed under “Income from Other…
A Bengaluru techie, Anmol Agarwal, has argued on Instagram that even a Rs 50 lakh annual salary may not allow one to build significant wealth in the city. He calculated that after…
Two financial experts have laid out simple roadmaps for young first-time earners to build wealth. Feroze Azeez, joint CEO of Anand Rathi Wealth, advises Gen Z to first build an emergency fund…
Taxpayers can pay certain income tax dues, including advance tax, self-assessment tax and outstanding demand, through credit cards on the income tax department’s e-filing portal. Payments can be made through the e-pay…
Ashin Xavier: interesting
IO Repro: Repro test v4 after fix 2 Oct. Safe to trash.
IO Repro: Repro test v3 after fix 2 Oct. Safe to trash.
IO Repro: Repro test after fix 2 Oct. Safe to trash.