Apple Pay India launch likely by October without UPI

Apple Pay Could Launch in India by October Without UPI Support

Apple Pay is likely to launch in India by late September or October, Business Standard reports. Initially, the service will work with Visa and Mastercard credit cards, not UPI, which could limit…

The Story in Brief

Apple Pay is likely to launch in India by late September or October, Business Standard reports. Initially, the service will work with Visa and Mastercard credit cards, not UPI, which could limit its appeal in a market dominated by UPI-based payments.

The report says Apple is in talks with Indian banks and regulators to integrate UPI later. An earlier launch timeline of 2026 has been moved up. Apple has not confirmed the plan.

The Indian Opinion

Tech watchers are already framing this as Apple arriving late to a UPI-first market. But that misses the point. Apple Pay's initial focus on credit cards could target premium users and coexist with UPI, much like other wallets. The real test is whether Apple can secure a UPI integration quickly ones UPI is the default for most Indians. Watch for the first bank partnership and whether the National Payments Corporation of India lets Apple in without friction.


Source: gadgets360.com

This story was synthesised by AI from the source linked above.

Updated: this story now draws on 1 sources.

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