Non-banking finance companies (NBFCs) are moving their loan mix towards higher-yielding retail and MSME segments to offset rising borrowing costs, according to Kotak Institutional Equities.
The Reserve Bank of India on August 6, 2026 issued comprehensive directions on loan recovery conduct and engagement of recovery agents for all regulated lenders, including urban and rural co-operative banks, non-banking…
The value involved in suspected loan application anomalies at Indian lenders surged nearly fourfold to Rs 48,021 crore in the financial year ended March 2026, from Rs 12,230 crore two years earlier,…
The Reserve Bank of India has proposed new rules that could limit how larger non-bank lenders revise interest-rate spreads on floating-rate loans. Under the draft Interest Rates on Loans and Advances Directions…
Non-banking financial companies (NBFCs) are expected to maintain healthy growth in the near to medium term, with credit demand remaining resilient despite global uncertainties, according to brokerage firm 360 ONE Capital. The…
India's lending ecosystem is increasingly interconnected as banks, NBFCs and fintechs take on specialised roles, distributing risk across multiple entities. Traditionally, a single institution handled every stage of lending, but now customer…
India's largest non-banking finance companies (NBFCs), including Bajaj Finance, Tata Capital and Shriram Finance, are seeking a meeting with the RBI to urge it to reconsider a proposed blanket prohibition on revolving…
The Reserve Bank of India has proposed tighter rules for setting and revising loan interest rates, with the framework scheduled to take effect on April 1, 2027. Banks would calculate MCLR using…
Small finance banks have approached the Reserve Bank of India since October 2025 seeking permission to join co-lending arrangements, ETBFSI reports. The industry made two formal representations and held a meeting with…
The Reserve Bank of India (RBI) has issued draft rules to bring more transparency and consistency to how lenders set interest rates on loans. The proposed framework covers fixed and floating-rate loans…
