The Reserve Bank of India has proposed tighter rules for setting and revising loan interest rates, with the framework scheduled to take effect on April 1, 2027. Banks would calculate MCLR using…
Small finance banks have approached the Reserve Bank of India since October 2025 seeking permission to join co-lending arrangements, ETBFSI reports. The industry made two formal representations and held a meeting with…
The Reserve Bank of India (RBI) has issued draft rules to bring more transparency and consistency to how lenders set interest rates on loans. The proposed framework covers fixed and floating-rate loans…
Lenders will no longer be able to freely tinker with loan spreads under draft RBI rules meant to standardise interest-rate setting across banks, NBFCs and cooperatives. The spread between the benchmark rate…
Sebi has proposed raising the cap on debt securities maturing in a single financial year from 14 to 17 ISINs for privately placed bonds. The move, outlined in a consultation paper on…
Smartphone financing tenure in India averaged 10 months in Q2 2026, according to Counterpoint Research. Tier 2 cities led financing-driven purchases, with EMI plans accounting for 57.5 per cent of sales. Tier…
Banks are beefing up gold loan operations with more appraisers, new testing gear and digital processing to challenge NBFCs that dominate the market. Union Bank of India now offers loans within 30…
Shares of Bajaj Finance and Bajaj Finserv lost nearly Rs 55,000 crore in market cap after the Reserve Bank of India proposed to bar non-banking finance companies (NBFCs) from offering revolving credit…
Bajaj Finance shares fell 5.55% to Rs 1,086 on August 3, their sharpest intraday decline in four months, Business Today reports. The company’s market capitalisation fell to Rs 6.85 lakh crore. The…
The Reserve Bank of India is discussing comprehensive guidelines for banks and non-bank lenders using artificial intelligence, Livemint reports, citing a person familiar with the discussions. The proposed framework could bring together…
Ashin Xavier: interesting
IO Repro: Repro test v4 after fix 2 Oct. Safe to trash.
IO Repro: Repro test v3 after fix 2 Oct. Safe to trash.
IO Repro: Repro test after fix 2 Oct. Safe to trash.